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[nectar_single_testimonial testimonial_style="basic_left_image" image="123446" add_image_shadow="true" quote="While fraud has always been around, it has exploded in the digital era. It’s easy to see why. In the absence of physical contact, criminals can deploy all manner of technical tricks and social engineering scams to deceive their targets. Companies and industry stakeholders are now building up their collective defences against the fraudsters. The tools are better. And there’s more awareness than there has ever been. At MEF, we are part of this collective fight back. All over the world, our members are teaming up to develop anti-fraud tech, self-regulation schemes, education programmes and government consultation. And now, in this yearbook, we are providing an essential guide to the state of mobile fraud and all the attempts to combat it. It’s a first for us, and a necessary step. We hope you find it useful – and that its publication plays a part in making the mobile channel a little safer for everyone." name="Dario Betti" subtitle="MEF CEO"]